Our Services
A Stronger Benefits Strategy Through Trusted Partnerships
BlueBison is proud to partner with Empower Insurance Group and DCBG, bringing our clients access to industry‑leading expertise, superior plan options, and highly competitive rates. Through this strategic alliance, your business benefits from the combined strength of three organizations dedicated to smarter, more affordable employee benefits.
Our partnership gives you:
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Access to top‑tier insurance professionals with decades of experience
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Better pricing and plan options negotiated through established carrier relationships
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A broader suite of services designed to support employers of all sizes
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Hands‑on guidance from specialists who understand compliance, cost‑control, and employee engagement
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A unified team committed to delivering exceptional service and long‑term value
Together, BlueBison, Empower Insurance Group, and DCBG provide a comprehensive benefits strategy that enhances employee well‑being, strengthens retention, and improves financial efficiency — all with the support of experts who are with you every step of the way.
Employee Benefits Consulting
We help you build a benefits package that aligns with your workforce, your budget, and your long‑term goals. Our team evaluates your current plan, identifies gaps, and recommends strategic improvements that enhance employee satisfaction while controlling costs.
Mortgage Protection Insurance
Mortgage protection insurance is a specialized life insurance policy designed to safeguard your family’s home. If you pass away unexpectedly, it provides funds to help pay off or significantly reduce the mortgage balance, ensuring your loved ones can remain in the home without financial strain or uncertainty.
Wealth & Retirement Planning
Wealth and retirement planning provides strategies and financial tools designed to help you grow, protect, and enjoy your savings. These solutions support long‑term financial security, ensuring you can build a stable future, maximize your income in retirement, and confidently achieve the lifestyle you’ve worked hard for.
Cost‑Saving Strategies & Plan Optimization
We analyze your current benefits structure and identify opportunities to reduce expenses without sacrificing quality. From tax‑advantaged programs to smarter plan design, we help you maximize value at every step.
Life Insurance
Life insurance provides essential financial protection for the people you care about most. It delivers a tax‑free lump‑sum benefit to your loved ones after you pass, helping cover expenses, replace income, and secure their long‑term financial stability.
Individual Health Insurance
Individual health insurance provides essential protection against high medical costs, giving you access to quality care when you need it most. It helps cover doctor visits, hospital services, prescriptions, and preventive care, ensuring you stay healthy while protecting your finances.
Supplemental & Voluntary Benefits
Offer employees additional protection with voluntary benefits such as accident, critical illness, disability, and more. These options strengthen your benefits package and give employees meaningful support when they need it most.
DCBG Health & Wellness + SIMERP Program
This combined solution integrates our Section 105 Health & Wellness program with the SIMERP reimbursement model to deliver a powerful, tax‑advantaged benefits strategy. We evaluate your current benefits structure and identify opportunities to reduce expenses without sacrificing quality. Through smarter plan design and IRS‑approved reimbursement methods, employers unlock immediate savings while employees gain access to comprehensive wellness tools, virtual care, and funded allowances for voluntary benefits.
Together, DCBG Health & Wellness and SIMERP create a seamless system that enhances preventive care, improves employee engagement, and maximizes financial value at every step — all while maintaining compliance and minimizing administrative burden.
Final Expense Insurance
Final expense insurance provides affordable, reliable protection to cover end‑of‑life costs such as funeral arrangements, medical bills, and outstanding debts. It ensures your loved ones aren’t left with financial stress during a difficult time, giving them the support and peace of mind they deserve.
Group Health Insurance Solutions
Group health insurance provides comprehensive medical coverage for your employees at more affordable rates than individual plans. By pooling your workforce together, your business gains access to stronger benefits, lower premiums, and broader provider networks — helping your team stay healthy while supporting long‑term retention and satisfaction.
HR & Administrative Support
Reduce administrative burden with hands‑on assistance for enrollment, onboarding, employee communication, and ongoing benefits management. Our team works alongside your HR department to streamline processes and improve efficiency.
Claims & Service Support
Your employees receive dedicated assistance for claims questions, coverage issues, and service needs. We ensure your team gets fast, accurate support whenever they need help navigating their benefits.